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1. Cash withdrawal at the
ATMs of a customer’s bank
is free
2. The first three
transactions in a month by
the customer of another bank are FREE for the card
holder but PAID FOR by the
issuing bank
3. The N65 charge only
applies when a customer
withdraws cash from another bank’s ATM. The N65 starts
to apply from the 4th
transaction at another
banks’ ATM in a month.
4. The ATM charge is not
intended to discourage financial inclusion
5. Charging of fees on
interbank networks is a
widely acceptable practice
globally
6. The CBN will not endorse any anti-customer policy
7. ATMs are deployed to
ensure that customers enjoy
banking convenience. CBN

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